Group Dental

• Dental Insurance for eligible firms, insuring as few as 3 employees.

• Choice of Dental Plans

• Choice of Family Coverage

• Choice of Optional Vision Benefits

• Choice of Dentist

• List Enrollment-No employee applications required

• 12 Month Rate Guarantee

 

Benefits

 

• Preventive Services – 100% of Usual & Customary Charges (No Deductible for Preventive Services)

• Basic Services – 80% of Usual & Customary Charges

• Major Services – 50% of Usual & Customary Charges ( Major Services not available on all plans)

• $50.00 Annual Deductible

• Waived Deductible for Preventive Services

• Calendar Year Maximum Varies by Plans

• Takeover Provisions

• Benefits Coordinate with Benefits from Other Plans

• Optional Vision Insurance – Scheduled benefits for vision examinations, lenses, frames and contact lenses are available.  $50.00 Lifetime deductible for each person before benefits become available.